Frequently Asked Questions
What is a financial coach?
A financial coach is a professional who helps individuals develop healthy financial habits, create personalized financial plans, and gain confidence in managing their money. Unlike financial advisors, financial coaches focus on education, guidance, and behavior rather than managing investments.
How is a financial coach different from a financial advisor?
A financial coach helps clients improve money management skills, set financial goals, and build better habits, while a financial advisor typically manages investments, provides portfolio strategies, and gives specific financial product recommendations. Financial coaches do not sell financial products or make investment decisions for clients.
Who do you work with?
I primarily work with young healthcare professionals, including resident physicians, pharmacists, and nurses, who want to take control of their finances and build a strong financial future.
What topics do you cover in financial coaching?
Coaching sessions cover a wide range of personal finance topics, including budgeting, debt repayment (especially student loans and credit card debt), saving, investing, retirement planning, and financial goal-setting.
How does the coaching process work?
We start with a free consultation to understand your financial situation and goals. Then, through one-on-one sessions, I provide personalized guidance, actionable strategies, and ongoing support to help you achieve financial success.
Do I need to have a high income to benefit from financial coaching?
No! Financial coaching is beneficial at any income level. Whether you’re in training, just starting your career, or earning more as an attending, coaching helps you maximize your financial potential.
Can you help me with student loan repayment?
Yes! I specialize in helping healthcare professionals navigate student loans, including repayment strategies, refinancing, and loan forgiveness programs like PSLF.
Will you tell me exactly where to invest my money?
No, as a financial coach, I do not provide specific investment recommendations or manage your money. Instead, I educate and guide you on investment principles so you can make informed decisions that align with your goals.
How much does financial coaching cost?
Pricing depends on the type of coaching package you choose. I offer flexible options to fit different needs and budgets. Contact me for a free consultation to discuss the best plan for you.
How do I get started?
Getting started is easy! Schedule a free consultation through my website, and we’ll discuss your financial goals and how coaching can help you achieve them.
